He's turning California

Did you hear that? Right there....that loud burst. Hmmmm sounds to me like the housing market bubble just burst. This is not necessarily a bad thing. Actually for us, we feel like it's a good thing. This way all the hacks in the business will hopefully move on to something else. During that past 5 or so years the refi and housing boom has made way for people to become "experts in the business" by only having to fog a mirror. Thanks to these clowns who've given the rest of us a bad name, any time you mention you're a mortgage broker people think of you in the same way as if you had said you sold used cars. Phil just got his new license plate.

Pretty funny.

One way you know you're in California is that almost everyone has a personalized license plate. Just trying to drive down I-5 you can get lots of reading done, just checking out the plates. And of course to go with his fancy new plate, he's also been putting together a website too.

www.philnance.com

This last week I took Emma to finally get her first haircut. It didn't go to well.....

hmmmm, interesting, scissors and comb. Sure hope she's not going to touch me!

I'm hating every second of this

Most of the time Emma just makes a lot of noise when she crys....this time we had tears to boot






The girls were busy, as Pop came out from SC to hang out with them







We love Pop!

















Great fun at the park













NOT SO BABY ALERT

I looked at Emma the other day and thought.....Dear Gawd she's getting old. And unfortunately it is true....you really don't take as many photos of the 2nd child as you do of the 1st.












Mama busted out the camera and rectified the situation

Just cruisin' on my bike

more cute pics here